Lenders do have the option to make the purchase of flood insurance a condition for their loans at any time, and some lenders may institute such requirements in advance of the maps becoming effective. If a property is mapped into a high-risk area (shown as a zone labeled with letters starting with “A” or “V”) and the owner has a mortgage through a federally regulated or insured lender, flood insurance will be required when the FIRM becomes effective. Includes areas of moderate flood hazard, such as base floodplains and shallow flooding areas, and minimal.

Zone X - Floodplain area with a 0.2 (or 1 in 500 chance) or less annual chance of flooding. Property Owners Can Take Advantage of “Grandfathering” To view the effective flood zone for a property or area, visit Hillsborough County’s Effective Flood Zone Viewer. This release provides community officials, the public, and other stakeholders with their first view of the current flood hazards, which include changes that may have occurred in the flood risks throughout the community, or county, since the last flood hazard map was published. The release of preliminary flood hazard maps, or Flood Insurance Rate Maps (FIRMs), is an important step in the mapping lifecycle for a community. This page is for homeowners who want to understand how their current effective Flood Map may change when the preliminary FEMA maps becomes effective. Follow FEMA Region IX online at /femaregion9 or view more news releases at /fema-regions/region-ix.New and Preliminary Utah Flood Maps provide the public an early look at a home or community’s projected risk to flood hazards.

The SFHA is an area that could be inundated by a flood event, with a 1 percent chance of reaching or exceeding the Base Flood Elevations (BFE) in any given year. In total, 98% of counties have experienced a flood event, which makes floods the most common and widespread of all weather-related natural disasters.įor further details, contact the Flood Control District of Maricopa County at (602) 506-1501 or at /fans5and6, the City of Phoenix at (602) 262-4960, or the City of Scottsdale at (480) 312-7740 or mission is helping people before, during, and after disasters. Flood zones determine the premium for flood insurance rates and set construction standards for parcels located in the Special Flood Hazard Area (SFHA), commonly called the FEMA floodplain. Risk of flooding affects almost every corner of the nation. FEMA encourages residents to review the preliminary flood maps to learn about local flood risks, potential future flood insurance requirements, and identify any concerns or questions about the information provided. This mapping project is part of a nationwide effort led by FEMA to increase local knowledge of flood risks and support actions to address and reduce the effects of flooding on new and improved structures. FEMA worked with county and city officials to collect new or updated flood hazard data and modernize the flood maps to reflect these changes, which may also affect building or insurance requirements. During that time, residents with technical and scientific information, such as detailed hydraulic or hydrologic data, can appeal the flood risk information on the preliminary maps.įlood hazards are dynamic and change frequently due to a variety of factors, including weather patterns, erosion, and new development. New maps identify the latest flood hazards, assess flood risks, and provide data to guide local stakeholders in taking effective mitigation actions, resulting in safer and more resilient communities.īefore the new Flood Insurance Rate Maps become effective, there is a 90-day appeal period from Jan. Oakland, CA - The Federal Emergency Management Agency (FEMA) is updating the 2020 flood maps for Maricopa County and the cities of Phoenix and Scottsdale.

Fema flood zone